Pre pay holiday money

Withdrawing money abroad can be a costly business, with most cash machines charging a flat withdrawal fee in addition to a loading fee. Together, these fees can cost you up to 5% of the amount you have withdrawn.


In many cases, it may actually be cheaper to simply pay with your card in a hotel or restaurant, rather than withdrawing cash and paying with cash.


To avoid being hit with unnecessary expenses when paying for things abroad, you could take out a pre paid credit card.


You can pre load these with a currency of your choice and make purchases abroad with no extra charges. In addition, you are protected from spending more money than you have as there is no credit facility. What’s more, if your card is stolen, there is much less at stake than if your main credit card is stolen.

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